Indy Private Lending

Lending on Investment Real Estate

What I do: I offer fast, flexible real estate bridge loans. I lend primarily against the asset so I do not require a thorough underwriting process. I offer lower fees and rates than most hard money lenders, the tradeoff being stricter LTV requirements. I will lend on residential, small commercial and vacant land.

What I don’t do: I only lend to investors – no owner occupants – no exceptions. I do not do 100% or other high LTV financing, low LTVs only (less than 70%) and I base my LTVs on the property in its current condition, not its post-rehab condition. I do not do construction loans.

Terms

• Funding in as little as 48 hours from completion of title work.
• Rates from 10% to 12%.
• No points and low origination and doc fees (usually around $1,000).
• No appraisal required.
• Low minimum loan size (~$50,000).
• Terms from 6-36 months.
• Cash out refinance acceptable (no extra fees).
• Cross collateralization (blanket loan across multiple properties) acceptable.
• All loans are full recourse, meaning a personal guarantee is required.

Get in Touch

To get started, fill out the form below. If you have questions, you can email [email protected] or call (317) 350-0173.

Name *

Email Address *

Phone # *

Estimated Credit Score *

Property Address *

The address of the property or properties.

Loan Type *

• Purchase
• Refi

Estimated Value *

The estimated value of the property in its current condition. Note that I lend on current value only – not ARV.

Loan Amount *

The loan amount you are requesting.

Project Description *

A general description of the investment and the purpose of the loan (for example, borrowing against a rental occupied at $X a month in order to buy another rental for $Y). Please include as much detail as possible. Also include your real estate experience if any.

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