Indy Private Lending

Lending on Investment Real Estate

What I do: I offer fast, flexible real estate bridge loans. I lend primarily against the asset so I do not require a thorough underwriting process. I offer lower fees and rates than most hard money lenders, the tradeoff being stricter LTV requirements. I will lend on residential, small commercial and vacant land.

What I don’t do: I only lend to investors – no owner occupants – no exceptions. I do not do 100% or other high LTV financing, low LTVs only (less than 70%) and I base my LTVs on the property in its current condition, not its post-rehab condition. I do not do construction loans.


  • Funding in as little as 48 hours from completion of title work.
  • Rates from 10% to 12%.
  • No points and low origination and doc fees (usually around $1,000).
  • No appraisal required.
  • Low minimum loan size (~$50,000).
  • Terms from 6-36 months.
  • Cash out refinance acceptable (no extra fees).
  • Cross collateralization (blanket loan across multiple properties) acceptable.
  • All loans are full recourse, meaning a personal guarantee is required.

Get in Touch

To get started, fill out the form below. If you have questions, you can email [email protected] or call (317) 350-0173.

The address of the property or properties.
The estimated value of the property in its current condition. Note that I lend on current value only – not ARV.
The loan amount you are requesting.
A general description of the investment and the purpose of the loan (for example, borrowing against a rental occupied at $X a month in order to buy another rental for $Y). Please include as much detail as possible. Also include your real estate experience if any.